Buy property · Marbella
Buy property in Marbella, with independent advice.
We advise buyers. Not inventory. Independent property advisory for international private clients acquiring €1m+ property in Marbella, Benahavís and across the Costa del Sol.
In short
Buying property in Marbella usually follows five steps: define a clear brief and budget, shortlist and analyse properties, negotiate and reserve, complete legal and technical due diligence, then sign the deposit contract and complete before a notary. An independent advisor represents the buyer throughout.
How buying in Marbella works
- Brief and budget, including financing structure
- Search across listed and off-market property
- Property Intelligence memo for each shortlisted home
- Negotiation and reservation
- Legal, technical and planning due diligence with independent professionals
- Private purchase contract, typically with a deposit of around 10%
- Completion before a notary and handover
Purchase costs
Resale purchases in Andalusia are generally subject to transfer tax (ITP) at 7% of the price, plus notary, land registry and legal fees. New builds are subject to VAT and stamp duty instead. Your lawyer should confirm the applicable rates for your purchase.
Last updated 21 October 2026. Reviewed by Marbella Property Advisory.
Illustrative example
Financing 100% of the acquisition
A buyer could potentially finance the full acquisition, including the property price and associated transaction costs, by combining traditional property finance, portfolio-backed lending and available liquidity.
- Property price
- €2,000,000
- Taxes, legal, notary and acquisition costs
- €200,000
- Total acquisition requirement
- €2,200,000
- Traditional mortgage 50% of property price
- €1,000,000
- Portfolio-backed facility e.g. c. 70% of an eligible portfolio of c. €1.7m
- €1,200,000
- Total funded
- €2,200,000
- Cash sale of investments required
- €0
Financing examples are illustrative and do not constitute an offer of credit. Availability depends on the client profile, collateral, property, jurisdiction and lender approval.
Live inventory
Live properties
Live listings from an authorised data feed, subject to availability and verification.
FAQ
Questions buyers ask
Can foreigners buy property in Marbella?
Yes. There are no general restrictions on foreign buyers. You will need an NIE and, in practice, a Spanish bank account.
What does a buyer’s advisor do?
A buyer’s advisor represents only the buyer: searching the whole market, analysing properties, negotiating and coordinating lawyers, surveyors and lenders through completion.
Do you sell your own listings?
Our role is buyer-side advice. Where we present an exclusive listing, such as our El Madroñal villa, we say so clearly.
Private Access
Request Private Access
Share your brief in confidence. An advisor will respond personally, usually within one business day, with a considered first view and a curated shortlist.