Independent Property Advisory · Marbella
Buy Property in Marbella. With Intelligence.
Independent property advisory for international private clients acquiring €1m+ property in Marbella, Benahavís and across the Costa del Sol.
Buyer-side
We advise buyers. Not inventory.
Most Marbella agents are paid to sell the homes they list. We are retained to help you buy well: searching the whole market, challenging the asking price, and coordinating the people who protect you through completion.
- Whole-market search, including off-market
- Evidence, not adjectives
- Financing that keeps capital working
Live inventory
Live properties, €1m–€10m
Exclusive Listing · El Madroñal
Authentic Andalusian Villa with Panoramic Sea Views in El Madroñal
A rare combination on the Costa del Sol: panoramic sea and mountain views, an unusually large private plot of 5,558 m² (registered title area) and authentic Andalusian architecture, within the 24-hour gated community of El Madroñal, Benahavís.
- Asking price
- €2,350,000
- Bedrooms
- 4
- Bathrooms
- 3 + guest toilet
- Plot
- 5,558 m² registered
How we work
Search
The whole market: listed, quietly marketed and off-market homes, filtered against your brief.
Analyse
An investment memo for each shortlisted home: value, risks and what must be verified.
Structure
Cash, mortgage, portfolio-backed or hybrid financing, structured conservatively.
Coordinate
Independent lawyers, surveyors, tax professionals and lenders, from offer to keys.
Property Intelligence
An investment memo, not a brochure.
For every shortlisted property we set out the numbers we can verify, the questions we would ask and the checks we would complete before any deposit. Where data does not exist, we say so.
How Property Intelligence worksAndalusian villa, El Madroñal
- Asking price
- €2,350,000
- Price per m² built asking ÷ 342 m²
- €6,871
- Plot
- 5,558 m²
- Buyer appeal
- Broad international buyer appeal
- Rental potential
- Not yet assessed
We like
Plot scale, views, authentic architecture.
We challenge
Modernisation budget, energy rating E.
We verify
Registry vs cadastre, licences, guest-house legality.
Smart Financing
Buy property without automatically selling your investments.
Cash purchase
Simple and fast, but concentrates capital in one illiquid asset and may require selling investments.
Traditional mortgage
Spanish property finance assessed on income, residency and the property. Non-residents often see lower loan-to-value ratios.
Portfolio-Backed Property Financing
An eligible investment portfolio is pledged as collateral and stays invested. A €1,000,000 portfolio might support a facility of around €700,000 (c. 70% loan-to-value), depending on its composition. Also known as Lombard lending.
Hybrid financing
A mortgage combined with a portfolio-backed facility, potentially funding 100% of the total acquisition, including taxes and costs, without selling investments.
Financing 100% of the acquisition
A buyer could potentially finance the full acquisition, including the property price and associated transaction costs, by combining traditional property finance, portfolio-backed lending and existing liquidity.
Depending on the structure, the portfolio-backed facility can also fund taxes, legal fees, notary costs, valuation fees and other acquisition expenses.
Explore Smart Financing- Property price
- €2,000,000
- Taxes, legal, notary and acquisition costs
- €200,000
- Total acquisition requirement
- €2,200,000
- Traditional mortgage 50% of property price
- €1,000,000
- Portfolio-backed facility e.g. c. 70% of an eligible portfolio of c. €1.7m
- €1,200,000
- Total funded
- €2,200,000
- Cash sale of investments required
- €0
Financing examples are illustrative and do not constitute an offer of credit. Availability depends on the client profile, collateral, property, jurisdiction and lender approval. Portfolio-backed lending may be illustrated at up to approximately 70% loan-to-value where suitable. Actual lending value depends on portfolio composition, concentration, volatility, liquidity, currency, jurisdiction and lender approval.
Capital structure
Property is only one part of the balance sheet.
For clients who want to look at the acquisition alongside their wider wealth, we can coordinate with DA Wealth Solutions, a separate wealth and investment advisory business. Suitable clients may wish to keep portfolios invested, use portfolio-backed financing, preserve liquidity and review their wider asset allocation and capital structure.
Marbella Property Advisory
Property sourcing, analysis, negotiation and acquisition coordination.
DA Wealth Solutions
A separate wealth and investment advisory business.
Areas
Where we advise
- Golden MileMarbella’s established prime address between the old town and Puerto Banús.
- Nueva AndalucíaThe Golf Valley behind Puerto Banús, with the widest choice of contemporary villas.
- Sierra BlancaGated hillside estate directly above the Golden Mile, beneath La Concha.
- BenahavísA separate municipality inland of Marbella, home to many of the coast’s gated villa estates.
- La QuintaGolf and views above Nueva Andalucía, on the boundary with Benahavís.
- El MadroñalA 24-hour gated hillside estate in Benahavís with large plots and long views.
- La ZagaletaOne of Europe’s most private residential estates, with two golf courses.
- GuadalminaEstablished golf and beach community west of San Pedro Alcántara.
- Marbella EastElviria, Los Monteros, Río Real, Las Chapas and Cabopino: beaches, dunes and space.
Rentals
Rent Property in Marbella. With Intelligence.
Relocating with a family, or planning a private summer? We source long-term and seasonal homes privately and qualify landlords before you commit.
Legal · Tax · Acquisition
Coordinated from start to finish.
Marbella Property Advisory helps clients identify and appoint suitable independent lawyers, tax professionals, technical specialists and other advisors, and coordinates the acquisition process across all parties.
We do not replace these professionals. We make sure the process is organised, efficient and connected.
- Lawyer sourcing and introduction
- NIE, bank account and power of attorney coordination
- Legal due diligence with the appointed independent lawyer
- Technical survey and planning checks
- Tax structuring with independent tax professionals
- Mortgage and financing coordination where relevant
- Notary and completion coordination
- Utilities, handover and post-completion support
Legal and tax advice is provided by the independent professionals you appoint, not by Marbella Property Advisory.
Languages
We speak your language.
Consultations are available in six languages, so the nuances of a significant acquisition are never lost in translation.
- ENEnglish
- NLNederlands
- FRFrançais
- DEDeutsch
- SVSvenska
- NONorsk
Private Access
Request Private Access
Share your brief in confidence. An advisor will respond personally, usually within one business day, with a considered first view and a curated shortlist.